> ## Documentation Index
> Fetch the complete documentation index at: https://docs.calbudget.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Recurring transactions

> Use recurring rules for paychecks, bills, subscriptions, transfers, and debt payments.

Recurring transactions keep future months useful without repeated data entry.

## Supported patterns

| Pattern       | Use case                                                 |
| ------------- | -------------------------------------------------------- |
| Daily         | Rare daily expenses or transfers.                        |
| Weekly        | Weekly groceries, allowance, or income.                  |
| Every 2 weeks | Biweekly paychecks or bills.                             |
| Twice monthly | Semi-monthly income or recurring payments.               |
| Monthly       | Rent, mortgage, utilities, subscriptions, debt minimums. |
| Yearly        | Insurance, memberships, annual renewals, tax payments.   |

## Default horizon

When no end date is set, CalBudget creates future occurrences for roughly 12 months from the transaction date.

## Semi-monthly behavior

Semi-monthly schedules use the selected day of month and a second day roughly 15 days apart. For example, a transaction on the 1st can create a second monthly occurrence around the 16th.

## What to make recurring

* Paychecks
* Rent or mortgage
* Utilities
* Insurance
* Subscriptions
* Loan or credit card minimums
* Savings transfers
* Repeated planned spending

## Editing a recurring series

Choose the narrowest scope that matches reality:

* Edit one occurrence if this month is unusual.
* Edit future occurrences if the bill changes going forward.
* Edit all occurrences if the original rule was wrong.

## Avoid duplicate recurring rows

If a bill appears twice, check whether:

* The original transaction and generated occurrence both exist.
* The import flow created a second recurring rule.
* A series was duplicated by editing all instances incorrectly.

Use the recurring group or transaction title to identify duplicates.