> ## Documentation Index
> Fetch the complete documentation index at: https://docs.calbudget.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Plans and billing

> Compare Free, Plus, and Navigator, then manage web or App Store billing from the right place.

CalBudget has three consumer plans: Free, Plus, and Navigator. Free keeps the core calendar available, Plus removes planning limits and unlocks deeper tools, and Navigator adds guided AI planning on top of Plus.

<Frame caption="Plans and subscription checkout">
  <img src="https://mintcdn.com/cal-budget/VhP4n6CZg9RZBhMU/images/calbudget/pricing-subscribe.jpg?fit=max&auto=format&n=VhP4n6CZg9RZBhMU&q=85&s=0d1669a550337559e7fd2614cf8bab5f" alt="CalBudget pricing and subscription options" width="590" height="897" data-path="images/calbudget/pricing-subscribe.jpg" />
</Frame>

<Note>
  CalBudget Business is separate from these consumer plans. Business workspaces, billing, verification, and data live in the CalBudget Business product lane.
</Note>

## Plan summary

<CardGroup cols={3}>
  <Card title="Free">
    Start a core calendar forecast with 1 budget account, 50 lifetime transactions, 5 recurring series, and 3 bookmarks.
  </Card>

  <Card title="Plus">
    Use unlimited accounts, transactions, categories, recurring series, and bookmarks. Plus also includes imports, reports, and debt payoff planning.
  </Card>

  <Card title="Navigator">
    Includes everything in Plus, plus Navigator recommendations, chat, weekly cash-flow checkups, action plans, due-step reminders, shared access, and voice commands.
  </Card>
</CardGroup>

## Prices shown in CalBudget

| Plan              | Billing cycle | Price        |
| ----------------- | ------------- | ------------ |
| Free              | Forever       | \$0          |
| Plus Monthly      | Monthly       | \$2.99/month |
| Plus Annual       | Annual        | \$29.99/year |
| Navigator Monthly | Monthly       | \$7.99/month |
| Navigator Annual  | Annual        | \$79.99/year |

Annual Plus is equivalent to about \$2.50 per month. Navigator Annual is for users who want ongoing planning help and saved checkup/action history.

<CardGroup cols={2}>
  <Card title="Choose Plus when">
    You want the full planning workspace: unlimited accounts, transactions, categories, recurring schedules, imports, reports, and debt payoff tools.
  </Card>

  <Card title="Choose Navigator when">
    You want Plus plus guided planning help, checkups, action plans, reminders, shared access, and voice commands.
  </Card>
</CardGroup>

## What happens on Free

Free is meant for getting a real forecast started. When you reach a Free limit, CalBudget will ask you to upgrade before adding more of that item.

Free limits are:

* 1 budget account
* 50 lifetime transactions
* 5 recurring series
* 3 bookmarks

Your existing data stays connected to your account. Upgrading to Plus or Navigator removes those usage limits.

## Manage a website subscription

Website subscriptions are billed through Stripe.

<Steps>
  <Step title="Open Settings">
    From the calendar, open the profile menu and choose Settings.
  </Step>

  <Step title="Go to Billing">
    Open the Billing tab.
  </Step>

  <Step title="Manage subscription">
    Choose Manage subscription to open the billing portal for renewal dates, payment method changes, invoices, cancellation, or plan changes.
  </Step>
</Steps>

You can also open `/billing`; CalBudget redirects that page to the current subscription screen.

## Manage an App Store subscription

If you subscribed through the iPhone app or App Store, manage the subscription in Apple's subscription settings. Use Restore Purchases in the iOS app if your App Store subscription is active but CalBudget has not updated yet.

<Tip>
  Use the same billing path where you first subscribed. Website billing is managed through Stripe; App Store billing is managed through Apple.
</Tip>

## When billing needs attention

CalBudget may show a billing reminder when a trial is ending, no payment method is on file, or a payment cannot be collected. Open Settings, then Billing, to add a payment method or manage the current subscription.

If your access looks wrong after updating billing, refresh CalBudget first. If the issue continues, contact support with the email address on your CalBudget account and the billing path you used.

<Warning>
  Do not start a second subscription from the other billing path while support is reviewing an access issue. Tell support whether you subscribed through the website or the App Store.
</Warning>